Data-backed education for the US, UK and Australia. Every number sourced, every claim checked, every disclaimer in place.
79% of professional fund managers underperformed a simple index last year. Over 20 years, about 9 in 10 lost. Here's the data, the fees, and what to do about it.
Index funds, dividends, DCA, the 4% rule — tested against real data.
Coming soonEmergency funds, budgeting, debt, and the systems that work.
Coming soonEducation-first: how it works, the risks, and the research methods.
Coming soonUS: Roth vs 401(k) · UK: ISA vs LISA vs pension · AU: superannuation.
Coming soon